Home Loan Transfer Apply 9642445885 Home Loan Top up. Home Loan Balance Transfer involves the process of transferring your existing Home Loan account to another bank or NBFC. People usually opt for a Balance Transfer if they come across a financial institution offering a lower rate of interest and attractive top up loans. To opt for one, all you need to do, is calculate your savings on Home Loan Balance Transfer and fill an online Home Loan Balance Transfer application form. How it helps?